★ RBI-Compliant Loan Consultancy since 2015

Financing decisions your family can build a lifetime on.

R&R Financial Services matches you with the right lender, the lowest rate and the fastest sanction — across Home, Business, Personal and Property-backed loans.

Apply Now → Calculate my EMI

0Loans Disbursed

₹0Loan Value Facilitated

0Client Satisfaction

0Avg. Approval Time

Loan Snapshot Home Loan

Loan Amount₹50,00,000

Interest Rate8.50% p.a.

Tenure20 Years

Processing Fee0.35%

Estimated Monthly EMI

₹43,391

Try Your Numbers

30+ Lending Partners

Banks & NBFCs we work with

Rates and eligibility vary by partner — we match you to the best fit.

🏦HDFC Bank

🏦ICICI Bank

🏛️State Bank of India

🏦Axis Bank

🏦Kotak Mahindra Bank

🏦IDFC FIRST Bank

🏦Yes Bank

🏦IndusInd Bank

🏛️Punjab National Bank

🏛️Bank of Baroda

🏛️Canara Bank

💠Bajaj Finserv

🏠LIC Housing Finance

🏠PNB Housing Finance

💠Tata Capital

💠L&T Finance

💠Aditya Birla Finance

💠Piramal Finance

💰Muthoot Finance

💠Shriram Finance

Find your loan in one swipe

Five of our most-requested products — rates, tenure and next step, at a glance.

01 / Home Loan

Own your dream home, on your terms.

Funding up to 90% of property value, with tenures stretched to fit your monthly budget.

8.35%Interest p.a.

30 yrsMax Tenure

90%Funding

Explore Home Loan →

02 / Business Loan

Working capital that keeps pace with growth.

Collateral-free funding up to ₹75 lakh, structured around your business's cash-flow cycle.

12.5%Interest p.a.

₹75LCollateral-free

48 hrsDisbursal

Explore Business Loan →

03 / Personal Loan

For moments that can't wait.

Unsecured financing for weddings, medical needs or travel — no collateral, no guarantor.

10.5%Interest p.a.

24 hrsApproval

NilCollateral

Explore Personal Loan →

04 / Loan Against Property

Unlock liquidity without selling your asset.

Leverage owned property for expansion, consolidation or a major expense, while retaining ownership.

10.0%Interest p.a.

65%Of Market Value

18 yrsMax Tenure

Explore LAP →

05 / Balance Transfer

Same loan, lower cost.

Move your existing loan to a lower rate — we handle the paperwork and payoff coordination.

8.75%Interest p.a.

FreeTop-up Option

7 daysAvg. Switch Time

Explore Balance Transfer →

Why Choose Us

Underwriting judgment, not just a rate comparison.

Ten years of reading bank policy fine print so you don't have to. We shortlist lenders based on where you'll actually get approved — fast.

⚡

Fast Approvals

Pre-vetted files move to sanction in as little as 24–48 hours with our partner banks.

🏦

30+ Lending Partners

We compare offers across banks and NBFCs so you never overpay on interest.

🔒

Transparent Fees

No hidden charges. Every fee is disclosed in writing before you sign anything.

🎯

Dedicated Advisor

One point of contact from application to disbursal — no call-centre hand-offs.

Our Services

Financing for every milestone

Six loan products, one advisory team.

🏠

Home Loan

Buy, build or extend your home with rates from 8.35% p.a. and tenures up to 30 years.

Learn More

📜

Mortgage Loan

Unlock funds against residential or commercial property for any legitimate purpose.

Learn More

🏢

Loan Against Property

Leverage owned property for business expansion, education or debt consolidation.

Learn More

💼

Business Loan

Working capital and expansion funding, collateral-free up to ₹75 lakh.

Learn More

👛

Personal Loan

Unsecured funding for weddings, medical needs or travel — disbursed within 48 hours.

Learn More

🔁

Balance Transfer

Move your existing loan to a lower rate and reduce your EMI or tenure.

Learn More

EMI Calculator

Know your number before you meet a bank.

Adjust the loan amount, tenure and rate to see your exact monthly instalment, total interest and a year-wise repayment schedule — instantly.

Open Full Calculator

Quick Estimate

₹25,00,000 loan10 years

Interest Rate9.0% p.a.

Monthly EMI ₹31,668

Customer Stories

Decisions our clients made with confidence

★★★★★

"Our home loan got sanctioned in 3 days flat. R&R negotiated 0.3% off the bank's first offer — that's real money over 20 years."

Aditya Kulkarni
Home Loan, Pune

★★★★★

"Needed working capital fast for a festive-season order. R&R got us a business loan disbursed within 48 hours, no collateral."

Sunita Nair
Business Loan, Kochi

★★★★★

"Transferred my old home loan and dropped my EMI by ₹6,200/month. The whole balance transfer was handled end-to-end for us."

Rohit Mehta
Balance Transfer, Ahmedabad

FAQs

Common Questions

No. Our initial consultation, eligibility check and lender-matching service is completely free. We're compensated by our partner banks only after successful disbursal.

Personal loans can be approved in 24–48 hours. Home loans and LAP typically take 5–10 working days depending on property verification.

Yes — use our free Loan Eligibility Checker to get an indicative result in under a minute.

We service clients pan-India through our partner bank network, with advisory offices in Bengaluru, Mumbai, Delhi NCR and Pune.

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Get In Touch

Talk to a loan advisor today

Visit Our Office

Beta, Sinet, Dadpur, Hooghly, West Bengal 712305