EMI Calculator
Move the sliders to see your exact monthly instalment and repayment breakdown, instantly.
Your Result
Monthly EMI
₹0
Total Interest Payable₹0
Total Payment (Principal + Interest)₹0
● Principal● Interest
How EMI is calculated
We use the standard reducing-balance formula: EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1), where P is the principal, r is the monthly interest rate, and n is the number of monthly instalments. This is the same method used by RBI-regulated banks and NBFCs.