Frequently Asked Questions
Everything you want to know before you apply.
No. We are an independent loan consultancy — we compare offers across 30+ partner banks and NBFCs and help you choose and apply for the best-fit product. We do not lend directly.
Our advisory service is free to borrowers. We are compensated by the lending partner only upon successful loan disbursal, and this never affects the rate you're offered.
No. Our Eligibility Checker is a self-declared estimate and does not involve a credit bureau pull. A formal credit check only happens once you submit a full application to a lender.
Most lenders prefer a score of 700+, though some NBFC products accept 650+ with adjusted rates. Our advisors can guide you toward lenders that fit your specific score band.
Yes. Most floating-rate loans, especially home loans, carry no prepayment penalty for individual borrowers as per RBI guidelines. Business loans may carry a small foreclosure charge depending on the lender.
Rate depends on your credit score, income stability, loan-to-value ratio, and the lender's current repo-linked benchmark. We negotiate on your behalf using your full profile.
A dedicated advisor calls you within 24 hours to confirm details, shortlist 2–3 suitable lenders, and guide you through documentation until disbursal.
Yes. We review the rejection reason and, where possible, re-route your application to a lender whose policy better matches your profile, or advise on what to fix first.